Money’s tight and you need some extra cash to get you through until you can see your way clear. The amount you need is more than a payday loan is going to give you, leaving you wondering what options are available. Have you considered an auto title loan? You take out a loan against your car, then pay it back the same way as your original loan that you once had. There are no geographical restrictions to getting an auto title loan. For instance, if you live in Prestamos AZ, you can get a loan.
When you decide to get a loan, you begin by finding an auto title lender. Chances are good that you’ll find one online that is near to you in Prestamos AZ. Start by filling out the application and answering all of the questions. Be prepared to provide your personal information, details about the car you want to take the loan out against and how much money you need. You are also going to be asked if you own the car outright or not and your job status.
After you submit the application, you’ll get contacted by the lender about the next steps. You are going to need to provide a few things in order to close the loan. The lender wants to see a photo ID of yours, insurance and title, references, a pay stub to show you are employed and the car itself. All of these are used to determine your eligibility for the loan. If the lender is satisfied with everything you provide, you get money within minutes of the deal.
Yes, you do have to bring your car to the lender for a viewing. This is so the lender can verify that you are representing the car truthfully. But, you never give up your car while you have the loan open. As long as you pay the loan back on time and are communicative, your car is never in jeopardy of being taken away. In turn, you still use the vehicle as needed, whether it’s going to work or to the store. Once the loan is repaid, your title is returned to you, free and clear and your car is yours again.
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