Having to carry auto insurance can be a burden, but unfortunately, the law requires all drivers to have a minimum amount of coverage when operating a vehicle on the roads in California. The current minimum coverage requirements in the state of California are as follows:
$15,000 for injury/death to one person.
$30,000 for injury/death to more than one person.
$5,000 for damage to property.
These amounts cover liability insurance only, which means they cover damage that you do, but will not cover your own damage. Getting caught driving without insurance can result in penalties that equate to much more than the cost would have been for insurance.
The penalties can vary, but there is a possibility of getting your car impounded and having your license suspended.
Once your license gets suspended, you will not be able to get it back until you are able to show proof of insurance. Getting in an accident without Auto Insurance in San Jacinto, CA could also prove disastrous if you are found liable for the damage that was caused. In other words, if you cause damage to someone else or to their property, they can come after all of your assets and depending on the situation you could lose everything, including your home.
The company you use to obtain your insurance is completely up to you and saving on Auto Insurance in San Jacinto, CA could be easier than you think. Many companies offer discounts for things such as being a safe driver and not getting a ticket for a certain amount of time, not making any claims, or for having multiple cars insured under the same policy. Another thing you can do is ask your insurance agent at Insurance if they offer discounts when you have multiple policies with them such as auto and home. Having one agent that handles all of your insurance can not only save you money but make it much easier for you to keep track of your policies, as well as making payments or making out a claim. Regardless of what you choose to do, remember that insurance policies are a small price to pay for the unknown disasters that can occur to anyone at any time.
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